Terms and Conditions

Effective date: 23/2/2025

Welcome to benpmd.com (the "Website"), owned and operated by Benjamin Papadakis ("I," "me," "my"). These Terms and Conditions (the "Terms") govern your access to and use of the Website and any associated services, including purchases or downloads of digital products, use of software-as-a-service ("SaaS") tools, and any related offerings (collectively, the "Services").

1. Operator Information

  • Operator: Benjamin Papadakis, operating as a sole proprietor
  • Contact Email:

2. Scope of Services

  1. Digital Products: I provide downloadable software, applications, or other digital files.
  2. Software as a Service ("SaaS"): I provide certain web-based software solutions accessible through the Website.
  3. Subscriptions/Newsletter Access: Some services may require newsletter subscription.

3. Eligibility

  • You must be at least 18 years old to use my Services.
  • You agree not to use the Services for any unlawful or prohibited purpose.

4. Payments

  • Payment Provider: I use third-party payment processors like Stripe.
  • Pricing: All prices are subject to change without notice.
  • For billing issues, contact me at

5. Right of Withdrawal & Refund Policy

5.1 Statutory Right of Withdrawal (EU Consumers)

  • EU consumers have a 14-day withdrawal right.
  • For digital content, withdrawal rights may be limited once download begins.

5.2 Extended Customer-Friendly Policy

Contact me at for refund requests.

6. User Accounts & Newsletter Subscriptions

  1. Account Creation:
    • Most downloads don't require an account
    • Newsletter subscription may be required
  2. Newsletter Subscription:

7. Intellectual Property

  1. Ownership: All content is protected by intellectual property laws.
  2. License: Limited, non-exclusive, non-transferable license granted.
  3. Reservation of Rights: All rights not expressly granted are reserved.

8. Warranty Disclaimer & Limitation of Liability

  • Services provided "AS IS" without warranty.
  • I don't guarantee uninterrupted or error-free service.
  • Liability limited to the extent permitted by law.
  • I use third-party services like Google Analytics and Brevo for analytics and email marketing. While I make reasonable efforts to ensure these third-party services comply with relevant laws, I am not responsible for their practices.

9. Indemnification

You agree to indemnify and hold harmless Benjamin Papadakis from claims arising from your breach of these Terms or improper use of the Services.

10. Changes to These Terms

I may update these Terms from time to time to reflect changes in my services, technologies, legal requirements, or other factors. When I do, I will revise the "Last Updated" date at the top of this page. I encourage you to review these Terms periodically to stay informed about your rights and obligations.

11. Contact Me

For questions about these Terms, contact me at:

Benjamin Papadakis

Last Updated: 23/2/2025